On the weekend of 21 February 2009, dinar prices in rupiah reaches the highest peak; Up to the trade of gold and currency closed to the day - the dinar in rupiah at Gerai Dinar showed the amount of Rp 1,636,240.

By the time prices reach this highest peak, anyone who has exchanged the paper money to the dinar gold before this - insya Allah, no one felt lost. If they do not feel lucky because the money in rupiah rose significantly, at least he can be grateful that his assets have been saved from the fall of the value

How about them that have not had time to exchange it for this and now the price is already high? Then when we will be able to exchange the dinar again at a relatively low price? This question is very much presented, even among those already prepared to trade when the price around 1.3 to 1.4 million rupiah - but the were still waiting it down – anyway it was rising steadily.

The following is answering the questions above.

For the third answer, my further advice is practically as follows:

Dinar less suitable for reasons of short-term investments - for example, less than 6 months - due to unpredictable price fluctuations, the profit and loss opportunities are more or less balanced.

Dinar is very good for financial planning or in long-term investments whose use is several years ahead. Example for Hajj plans, school fees, pension funds, fund for house improvements and so on.

Further advice, do not switch your money into dinars at the time prices rose sharply as it happened during this week, wait in two or three weeks when prices are relatively stable. Even for the case of a very sharp fluctuations today - I suggest you look up to a month ahead - until you are completely comfortable with the price.

If you buy it for the first time and will buy it in several weeks ahead, my advice do not buy it at once. Make your purchase in stages, each one at the moment you feel very comfortable with the price. Suppose you want to move back up to go hajj with families 50 dinars for 5 years ahead, then you can buy it at the end of the period March to September.

Do not be tempted to take advantage of a moment (profit-taking), because the Dinar or gold is not shares. When you think the price is high then you loose your Dinar savings, so may be you'll regret it - because it could be higher prices continue to soar, so you can not get back the amount of Dinar out with your fiat money

So, the best time to exchange your dinars back to the Rupiah or any other fiat currency?

Ideally dinar did not exchange again to flat currency, because why the money you just fairly converted should turn back into unfair money. If it's possible to use Dinar directly to pay goods and services.

Anyway, we realize that we do not live in the caliphate which has dinar as the ideal instrument exchange rate, so you may need a flat money for various purposes.

Therefore, exchange dinar to a flat money is best when such needs arise. For example Dinar you planned to go to Hajj, then the best time you swap is when you will pay Hajj. So it was not the determining by the price - but when the needs of flat money arise.

Source : Gerai Dinar