And Allah has raised the heavens, and He put the balance (justice). That you do not exceed the limits of the balance sheet. Establish the scale and with justice and do not reduce the balance that. "(Surah 55 :7-9)

Importance of balance, the scales or fair benchmarks drawn from a series of verses in the letter above the Ar-Rahman, up to three times God repeats in three consecutive verses. 

Only the balance or scales that can weigh just everything fair; balance or scale that is not fair - can not be used to uphold justice.

In performing such law in Indonesia which is recently crowded with many cases of people injured sense of justice as the case of Bibit and Chandra, Case of Prita, Grandma Minah’s cases and lots of other cases. Why hurt people's sense of justice with these cases?, Simple - because there is a sense of justice that can not be enforced by the existing legal system.   

Similarly actually happening with the economy and investment system. Because the balance or scales commonly used in community economic actors is not a fair balance - the majority population of this country (and world) falls in the category of poor - without knowing that he was poor.

Examples of scales that it is unfair poverty standard version of the World Bank which states that a person is categorized is very poor (extreme poverty) if you have the buying power of U.S. $ 1.25 / day; currently throughout the world, there are 1.1 billion people in this category.

Called poor little above the middle or moderate poverty that is if you have the purchasing power of less than U.S. $ 2 / day. In this category there are 2.7 billion humans on the earth's surface.

Does that have the purchasing power of over U.S. $ 2/hari means prosperous?, Not really - because the balance of U.S. $ 1.25 for the extreme poverty and a U.S. $ 2 for moderate poverty is not a fair balance to measure poverty. A moderate course with U.S. $ 2/hari means only U.S. $ 730/tahun or less than 5 Dinar / year.

Compare this to the balance sheet in Islam, the zakat measurement distinguish the rich to the poor in number 20 Dinar; People who are categorized according to the Islamic poor (who are entitled to receive zakat), is 4 times richer than moderate poverty standard World!.

In any system-balance sheet investments unfair that impoverish the majority of the world population is also happening. When business makes business plans or project proposals to assess the feasibility of an investment, they usually include a measure Return on Investment (ROI) is juxtaposed with the deposits, SBI and the like.

If deposits now yield 8% for example; the investment projects which yield 20% (2.5 times the deposit!.) - Is considered a remarkable investment.

If the bank where you save money to finance projects as I demonstrated above, do you get the profit?; Certainly miss out.

Count of roughly something like this; project owners will share the results with the banks that finance them 50/50 for instance - then the banks get 10% results and project owners get 10% too. Then the bank will also share the results with you such as 40/60; the bank to get a clean 4% and you get 6%.

Already profitable?; Later on!. Average inflation (2001-2008, not yet discovered this year) the last 9 years is 8.98%. So the results you get from your savings is lower than the inflation rate.

The majority of workers rely on savings investments, deposits, pension funds and others that all the results are weighed with the balance of the level of bank deposits, SBI and the like. As a result we all realized that it earned working for many years, but instead increases eroded by inflation - we do not realize it because we do not use the correct scale to read the results of the investment.

That is why Imam Ghazali in Ihya Ulumuddin book states that only gold and silver that can be the judge (scales) in fair business. Last year the world's gold price up 37% (Kitco source) and the dinar in the rupiah rose 26% (this site), so your investment should be in rupiah exceeded the net result of at least 26% or if the U.S. $ should be exceeded 37% -- last year to simply maintain the real purchasing power of your investment is.

If you do mudharabah with profit-sharing ratio of 50/50, then the party should be able to obtain mudarib two-time results from these numbers - that is 52% for the rupiah and 74% in U.S. $. Wow ... 

So is there any investment that produces the super high in times of crisis like this?; The answer is there. The first number is visible only because of super high (scale) of our glasses had been mistaken - that scale deposit rates, SBI and the like.

Dinar is a gold or not up the price; for over 1400 years 1 Dinar (4.25 grams) equivalent to a goat. This means that the entire real sector investment, which grow or produce the real thing, certainly better result - when weighed against the size of real objects such as gold or just this Dinar.

For example, if you have the money 2 Dinar. One you buy a goat, the one you have saved in Dinar. After two years of the average lamb birth 3 times, and once his son was two children. So you have a goat from 4 to 7 tails after two years. Take the smallest 4 (1 parent and 3 children). Take the risk of death 1 / 3 (successful breeders can reduce the death to stay 1 / 20), then your goats are now numbered 3. One for the worker and one for your clean; means after two years of your lamb into 2 tails, each of which cost @ 1 Dinar; while your money remains 1 Dinar 1 Dinar.

Do this only applies to lamb business? No, the real sectors are also likely to provide another outstanding results.

Take the example sengon plants. Seed cost only Rp 1.000, - per stem; harvested after 5 years - the average price is Rp 500.000 / trunk. How much increase? 500 times or 50,000%. Okay need a ground rent, maintenance, etc. the risk of death. We just assume that the farmer sengon learning stage - so not ideal, 90% of that value out to all the costs of such efforts; still how our results?, Still 50 x from investment!